Healthcare Costs in Panama: An Honest Financial Guide for U.S. Expats (2026)
A doctor visit costs $20–$50. A crown costs $500. A dental implant costs $1,500–$2,100. But local insurance cuts off new applicants at 65, pre-existing conditions are excluded for two years, and a serious hospital event without coverage can run five figures. Here are the real numbers, the real limitations, and the decisions that matter most before you move.