Buying a Home in Panama as an American Expat: The Complete 2026 Guide to Costs, Taxes, and Process
Panama gives foreign buyers the same constitutional property rights as citizens — no partner required, no quota, no special approval. But titled land vs. right of possession is a critical distinction that has cost real buyers real money. Here’s everything: closing costs, property taxes, the 2026 Law 468 change, pre-construction risk, insurance, selling costs, and the questions that come up constantly in expat groups.