The 2026 SSA Foreign Enforcement Questionnaire: What Panama Expats Must Do to Keep Their Benefits
On July 2, 2026, Social Security started mailing a form that decides whether your check keeps coming — and it’s only going to certain people, based on your age, your SSN, and whether you have a representative payee. Miss the 45-day window and your payments stop outright, with no grace period. Here’s exactly who’s affected this year and how to answer it from Panama.