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Why We’re Maxing Out Our 401(k) — And Why Panama Is Part of the Same Plan

October 6, 2026
Start planning your retirement savings plan early

A new TIAA Institute study found 76% of retirees wish they’d started saving earlier. We read it the week we increased Kent’s 401(k) contribution to the max — and it confirmed something we’d already figured out the hard way: how much you save and where you retire are the same decision.

Categories Finance & Money
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We’re Kent and Brian. After living in Spain and losing everything during the financial crisis, we’re planning our next move abroad—this time with a different approach. This site documents our journey and what we’re learning along the way.

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Disclaimer: The content on Gay Expats Panama reflects our personal experiences and opinions as we explore moving abroad. We are not attorneys or financial advisors, and nothing here should be considered legal, tax, or financial advice. We encourage you to consult qualified professionals in Panama for guidance specific to your situation. (read more)
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