Most Americans receiving Social Security need exactly two documents before they even book their flight to Panama — and both can be generated online. Here’s what the full Pensionado visa process actually looks like, including how it works for gay couples, straight couples adding dependents, and applicants from countries outside the U.S.
We sat down with Carolina Tejada Vaprio at Morgan & Morgan in Panama City to talk through the Pensionado visa process — and came away with a longer checklist than we expected. Here’s every cost you need to ask about upfront, every question worth putting to any attorney before you hire them, and why a same-sex couple in Panama needs more than just a visa lawyer.
Pensionado Visa — Step 2 No, you can’t just fly to Panama and file your Pensionado visa yourself It comes …
April 2026 Trip · Day 4 Day four — the attorney, the doctor, and the day we actually did the …